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The ACA Subsidy Math Is Not Ambiguous

A 60-year-old couple at $85,000 income now pays $22,600 a year for ACA coverage. The enhanced subsidies are gone, the repayment caps are next, and the risk pool is already deteriorating. The math on this is not complicated.

By Dr. Alex Chen · 3 min read

Health

23 Million People Paying More for Less Is Not a Fraud Problem

ACA enrollment fell 1.2 million in 2026 after enhanced subsidies expired. One in 10 previous enrollees went completely uninsured. This is not a complicated mystery about fraud or inflated numbers. It is what happens when you raise the price.

By Maya Okafor · 3 min read