Opinion

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Finance

Social Security Won't Go Broke, But Your Benefits Might Get Cut

Social Security won't stop paying in 2032. But benefits could get cut 24% automatically if Congress keeps doing nothing. For a middle-income couple, that's $18,400 a year gone. Here's what that actually means for your retirement math.

By Sadie Park · 3 min read

Finance

Social Security Will Exist When You Retire, Just Not the Way You're Imagining

Social Security's trust fund runs dry around 2033, and Congress will act before checks stop. But 'acting' can mean a 20% benefit cut disguised as a retirement age increase. The plan you have built around the full promise needs a stress test.

By Ray Vega · 3 min read

Finance

Your 401(k) Is Being Set Up to Absorb Someone Else's Exit

Secondary market bids for private credit funds are landing at 65 cents on the dollar. Institutional investors are leaving in record numbers. And an executive order is opening your 401(k) to fill the gap they leave behind.

By Ray Vega · 3 min read

Finance

The Only Retirement Risk That Actually Shows Up in the Data

The S&P 500 returned 25% in 2024. The average equity investor earned 16.5%. That 848-basis-point shortfall is not a market problem — it is a behavior problem, and 15 consecutive years of data prove it. The greatest retirement risk most Americans face is themselves.

By Marcus Cole · 3 min read

Sports

LeBron James Has Earned the Right to Decide. The Answer Is Already Written on the Court

Forty-one years old. Twenty-three seasons. The oldest triple-double in NBA history recorded just last Thursday. LeBron James keeps making the retirement conversation look foolish, and he does it the only way that matters: by playing basketball.

By Rook Calloway · 4 min read