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Finance

Investment-Grade Credit Is a 70-Basis-Point Real Yield Dressed Up as Safety

Investment-grade credit yields 4.4%, but after 3.3% inflation, you're left with 70 basis points of real return on a $500,000 portfolio. That's $3,500 a year in purchasing power. TIPS pay more than double that in real terms, without the duration gamble.

By Ray Vega · 3 min read