Opinion

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Finance

The Oil Crash That Wasn't, and What It Tells You About Selling Energy

Energy stocks led the entire S&P 500 today. Occidental was up 4.63%, BP is up nearly 10% this month, and crude prices rose sharply on supply concerns. The investors asking whether to sell after a crash should first confirm there is one.

By Marcus Cole · 3 min read

Finance

The Only Retirement Risk That Actually Shows Up in the Data

The S&P 500 returned 25% in 2024. The average equity investor earned 16.5%. That 848-basis-point shortfall is not a market problem — it is a behavior problem, and 15 consecutive years of data prove it. The greatest retirement risk most Americans face is themselves.

By Marcus Cole · 3 min read

Finance

Your Portfolio Is Not a Statement of Values

Gen Z is fleeing stocks for startups, mistaking portfolio construction for identity politics. The S&P 500 returned 14.7% annually over the last decade. Approximately 90% of startups fail. Marcus Cole explains why young investors are making a costly emotional error at exactly the wrong time.

By Marcus Cole · 4 min read