Opinion

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Finance

Banks Fleeing the Cloud Tells You More About Cloud Hype Than Cloud Reality

86% of CIOs planned to move cloud workloads back on-premises in the Barclays 2024 survey, the highest on record. Banks are calling it a correction. It's really a very expensive lesson about all-or-nothing thinking, and your money already has the right answer baked in.

By Sadie Park · 4 min read

Finance

Stop Overthinking It. If You're Under 35, Open the Roth IRA.

The IRS just raised the 2026 IRA contribution limit to $7,500 and the Roth versus traditional debate is heating up again. For most people under 35, the answer is simpler than the finance crowd makes it sound. Here's how to think about it in plain English.

By Sadie Park · 4 min read

Finance

19 Million People on Reddit Figured Out the Same Money Advice. Here's Why You Should Listen.

Reddit's 19-million-member personal finance community keeps landing on the same boring advice: emergency fund, Roth IRA, automate everything. The fact that millions of anonymous strangers independently arrive at the same conclusions should tell you something.

By Sadie Park · 4 min read