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Finance

The High-Yield Savings Window Is Still Open. Stop Waiting to Walk Through It

High-yield savings accounts are paying around 4% APY right now. The national average is 0.39%. The Fed just paused rate cuts, meaning this window is still open. Here is why your current bank is counting on you to do nothing, and what to do instead.

By Sadie Park · 4 min read

Finance

Stop Overthinking It. If You're Under 35, Open the Roth IRA.

The IRS just raised the 2026 IRA contribution limit to $7,500 and the Roth versus traditional debate is heating up again. For most people under 35, the answer is simpler than the finance crowd makes it sound. Here's how to think about it in plain English.

By Sadie Park · 4 min read